Commercial Insurance
Nationwide business risk management, commercial property and casualty, and life and health group benefits. Explore specialized industry programs and coverage options for your operations, people, property, and plans for growth.
Every industry operates differently. We offer specialized programs for businesses across the industries below, with a conversation focused on your operations and insurance needs.
Programs for contractors of all types, including general contractors, plumbing, electrical, HVAC, concrete, carpentry, painting, drywall, roofing, masonry, excavation, and other construction trades. We discuss your scope of work, job sites, workforce, equipment, and contractual insurance requirements.
Programs for manufacturers of all types, including food and beverage, metal fabrication, plastics, machinery, electronics, textiles, and consumer products. We take a coordinated look at your production operations, facilities, equipment, products, workforce, and business continuity priorities.
Programs for retail stores and wholesale businesses of all types, including grocery and convenience stores, apparel shops, furniture stores, hardware stores, specialty retailers, distributors, and wholesale suppliers. Start with your locations, inventory, customer interactions, distribution activities, and employee needs.
Programs for technology businesses of all types, including software developers, SaaS companies, IT consultants, managed service providers, web and app developers, and technology support firms. We discuss the services and products you deliver, your client agreements, professional responsibilities, data, and cyber exposures.
Programs for trucking firms of all types, including owner-operators and fleets, local delivery, regional and long-haul trucking, dry van, refrigerated freight, flatbed, and other hauling operations. We review your operations, vehicles, drivers, routes, cargo, and contract requirements to help shape an insurance conversation around your business.
Programs for restaurants of all types, including fast food, delis, ice cream shops, cafes, bakeries, pizzerias, casual dining, fine dining, catering, and food trucks. We consider your premises, kitchen and equipment, staff, customer service, and day-to-day operations when discussing your insurance needs.
Programs for hospitality businesses of all types, including hotels, motels, resorts, inns, bed-and-breakfasts, and other lodging and guest-service operations. We consider your properties, guest-facing operations, amenities, workforce, and the services your business provides.
Programs for real estate businesses, property owners, and lessors risk operations of all types, including office buildings, retail centers, industrial properties, mixed-use buildings, apartments, and residential rentals. We discuss property use, occupancy, tenants, leases, and ownership responsibilities.
Programs for auto service shops of all types, including general repair, collision and body shops, tire shops, oil and lube centers, transmission shops, detailing, and other automotive service businesses. We discuss your work, customer vehicles, premises, tools, equipment, and employees to understand the needs of your operation.
Programs for service businesses of all types, including janitorial and cleaning, landscaping and grounds maintenance, consulting, office-based professional services, and other business and consumer services. We start with the work you perform, who you serve, where you operate, and the people and resources your business depends on.
Programs for all types of businesses within these industries. Eligibility, available coverage, and program terms depend on the specific operation, underwriting, insurer, and jurisdiction.
Discuss your industry program →Commercial property and casualty, employee benefits, and business risk management for organizations. Available options depend on your business, insurer, and jurisdiction.
Traditional workers’ compensation, group programs, and self-insurance options. Eligibility and program availability vary.
Coverage options for third-party bodily injury, property damage, and related business liability exposures.
Options for buildings, business personal property, equipment, inventory, and other covered property exposures.
Coverage options for business-owned or used vehicles and covered auto-related exposures.
Additional liability limits that may sit above scheduled underlying policies, subject to terms.
Employment practices liability (EPLI), directors & officers (D&O), and related management liability options.
Errors & omissions (E&O), cyber liability, crime, and other specialty coverage options for eligible businesses.
Employee benefit options considered around your organization, workforce, and plan needs.
A coordinated review of operations, people, property, contracts, and priorities to help identify exposures and discuss insurance options.
Coverage terms, eligibility, and availability vary by business, insurer, and jurisdiction. Policies are subject to their wording, exclusions, and underwriting.
Start with a conversation.Tell us your industry, what your business does, and what you would like to protect. Our team will follow up.
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